Our plans: Expatriate healthcare benefits explained

    • As well as four levels of cover to choose from, we offer a number of options to tailor your plan. Whether you want to know that big bills for costly treatment are covered or the reassurance that the everyday costs are included too, our plans give you the chance to pick the cover that suits your needs and budget.

      To help you understand just some of the cover available, please take a look at the overview below or view our full list of benefits here.pdf

    •   Standard Comprehensive Prestige Prestige Plus
      Area of cover Worldwide or Worldwide excl. USA
      Annual policy benefit allowance £1,000,000 /
      €1,275,000 /
      $1,600,000
      £1,500,000 / €1,900,000 / $2,400,000
      £2,000,000 / €2,550,000 / $3,200,000
      £5,000,000 / €6,375,000 / $8,000,000
      Treatment in a hospital as a day-patient or overnight



      CT scans, PET scans and MRI scans



      Cover for cancer treatment



      Evacuation and repatriation cover



      Medical practitioner consultations Optional - included in out-patient upgrade



      Vaccinations Optional - included in out-patient upgrade



      Drugs and dressings received as an out-patient

       Up to £500 / €635 / $800

       Up to £750 / €950 / $1200

       No annual maximum
      Eye test



      Optical cover
      £100 / €125 / $160
      £100 / €125 / $160
      £200 / €255 / $320
      Health check

      Up to £300 / €380 / $480
      Up to £400 / €510 / $640
      Routine pregnancy and childbirth

      Up to £10,000 / €12,750/ $16,000
      Up to £12,000 / €15,300 / $19,200
      Routine dental care
      Optional - included in dental upgrade Optional - included in dental upgrade 80% of costs up to £3,500 / €4,450 / $5,600
    • Excesses

      You can help control the cost of your premium by adding an excess to your policy. You can choose from the following excesses:

      • £100 / €125 / $160
      • £250 / €320 / $400
      • £500 / €640 / $800
      • £1,000 / €1,275 / $1,600
      • £2,000 / €2,550 / $3,200

      Increased excess available for Standard plans without out‑patient upgrade:

      • £5,000 / €6,375 / $8,000
      • £10,000 / €12,750 / $16,000
    • Optional upgrades

      Once you’ve chosen your level of cover, you can choose from our optional upgrades.

      Standard

      Out-patient treatment – cover for day-today healthcare costs such as Doctor’s appointments, diagnostic tests, vaccinations and physiotherapy.

      Travel insurance – Annual business and holiday cover including lost baggage and cancellation cover. It takes into account the medical cover you already have – so you won’t be paying twice.

      Comprehensive

      Dental care – increased dental benefit and including routine care such as check-ups.

      Travel insurance – annual business and holiday cover including lost baggage and cancellation cover. It takes into account the medical cover you already have – so you won’t be paying twice.

      Prestige

      Dental care – increased dental benefit and including routine care such as check-ups.

      • IPAD image International

        Understanding international cover

        For more details about how international medical insurance works, click here.

      • Hammock image

        When you need us, we’ll be there

        Thinking of taking out an expatriate health plan with
        AXA PPP International? Take a look at how we support our members when they need us most, click here.

    • *Lines are open Monday to Friday, 8am-5pm(UK time).

      Calls may recorded and/or monitored for quality assurance, training and as a record of the conversation.