Protecting your health in China and Hong Kong

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    • Protecting your health in China and Hong Kong


      When you are living and working overseas in China, knowing that your healthcare needs are looked after is hugely reassuring, especially if your family is moving with you.

      As experts in providing international medical insurance, we have a health plan ideally suited for expatriates and their families moving to China or Hong Kong. The plan ensures your health is covered when you're there - as well as when you're travelling anywhere else.

      With four levels of cover, additional options and a range of excesses, we can tailor a plan that meets your health and financial needs.

       

      Choose your area of cover

      We have two areas of cover from you to choose from. Whichever area of cover is selected, you can receive medical treatment not only in your country of residence, but also in any other country within the chosen area of cover.

      • Worldwide
      • Worldwide excluding USA

      Choose your level of cover

      Choose from four levels of cover.

      Standard

      Our low-cost international medical insurance plan gives you cover for treatment and care when you’re admitted to hospital as a day-patient or in-patient.

      If you want to extend your cover to include hospital appointments or consultations, choose our out-patient treatment option.

       
      • Hospital charges and consultant fees – as a day-patient or in-patient
      • Surgery
      • Cancer treatment
      • Brain and body scans, including CT, MRI and PET scans
      • Emergency cover for out of area – as a day-patient or in-patient
       

      Standard optional options

      If you’d like to add one of these, please refer to Need any help? on the right of this page for ways to contact us.


      • Out-patient treatment
      • International Travel Plan
       
      Comprehensive

      Our most popular international health insurance plan provides essential cover for medical care and treatment.

      If you want to extend your cover to include hospital appointments or consultations, choose our Out-patient treatment option.

      If you want to extend your cover to include dental care, choose our Dental care option.

       
      • Hospital charges and consultant fees – as a day-patient or in-patient
      • Surgery
      • Consultations, diagnostic tests, psychiatric treatment, physiotherapy and vaccinations as an out-patient (up to £3,000 a year)
      • Cancer treatment
      • Brain and body scans, including CT, MRI and PET scans
      • Full cover for long-term (chronic) conditions
      • Hospital at home – intravenous chemotherapy and antibiotics in your own home
      • Emergency cover for out of area – as a day-patient or in-patient
       

      Comprehensive optional options

      If you’d like to add one of these, please refer to Need any help? on the right of this page for ways to contact us.


      • Dental care
      • International Travel Plan
       
      Prestige

      Our Prestige international health insurance plan provides extensive cover for medical care and treatment.

      If you want to extend your cover to include dental care, choose our Dental care option.

       
      • Hospital charges and consultant fees – as a day-patient or in-patient
      • Consultations, diagnostic tests, psychiatric treatment, physiotherapy and vaccinations as an out-patient (up to £5,000 a year)
      • Surgery
      • Cancer treatment and palliative cancer care
      • Brain and body scans, including CT, MRI and PET scans
      • Full cover for long-term (chronic) conditions
      • Annual health check
      • Hospital at home – intravenous chemotherapy and antibiotics in your own home
      • Routine pregnancy costs
      • Emergency cover for out of area – as a day-patient or in-patient
       

      Prestige optional option

      If you’d like to add this, please refer to Need any help? on the right of this page for ways to contact us.


      • Dental care
       
      Prestige Plus

      Our top-of-the-range international medical insurance plan provides gold-standard cover.

       
      • Hospital charges and consultant fees
      • Surgery
      • Cancer treatment
      • Brain and body scans, including CT, MRI and PET scans
      • Annual health check
      • Routine dental
      • Full cover for long-term (chronic) conditions
      • Palliative care
      • Hospital at home – intravenous chemotherapy and antibiotics in your own home
      • Routine pregnancy costs
      • Emergency cover for out of area - as a day-patient or in-patient
      • HIV and AIDS treatment
       

      Choose to have an excess

      To bring your premium down, you can choose to add an excess. The higher the excess, the lower your price. Choose from our five levels of excess:

      £100 €125 $160
      £250 €320 $400
      £500 €640 $800
      £1,000 €1,275 $1,600
      £2,000 €2,250 $3,200

      You only pay the excess if you make any claims that we cover, and you only pay it once per person in each membership year.

    • Get a China or Hong Kong quote today...

    • *Lines are open Monday to Friday, 8am-5pm(UK time).

      We may record and/or monitor calls for quality assurance, training and as a record of our conversation.