International health insurance for small businesses

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    • International business medical insurance for up to 150 employees

      With our range of different plans, you can choose the cover that suits your organisation's budget and needs.

      Choose your area of cover

      We have two areas of cover for you to choose from. Whichever area of cover is selected, you can receive medical treatment not only in your country of residence, but also in any other country within the chosen area of cover.

      • Worldwide
      • Worldwide excluding USA

      Choose your level of cover

      Choose from 4 levels of cover.

      Standard

      Our corporate international medical insurance plan gives your employees cover for treatment and care when they’re admitted to hospital as a day-patient or in-patient.

      If you want to extend your cover to include hospital appointments or consultations, choose our Out-patient treatment option.

       
      • Hospital charges and consultant fees – as a day-patient or in-patient
      • Surgery
      • Cancer treatment
      • Brain and body scans, including CT, MRI and PET scans
      • Emergency cover for out of area – as a day-patient or in-patient
       

      Standard optional extras

      If you’d like to add one of these, please refer to Need any help? on the right of this page for ways to contact us.


      • Out-patient treatment
      • International Travel Plan
       
      Comprehensive

      Our most popular corporate international health insurance plan provides essential cover for medical care and treatment.

      If you want to extend your cover to include dental care or routine pregnancy, choose one of our optional extras.

       
      • Hospital charges and consultant fees – as a day-patient or in-patient
      • Surgery
      • Consultations, diagnostic tests, psychiatric treatment, physiotherapy and vaccinations as an out-patient
      • Cancer treatment
      • Brain and body scans, including CT, MRI and PET scans
      • Full cover for long-term (chronic) conditions
      • Hospital at home – intravenous chemotherapy and antibiotics in your own home
      • Emergency cover for out of area – as a day-patient or in-patient
       

      Comprehensive optional extras

      If you’d like to add one of these, please refer to Need any help? on the right of this page for ways to contact us.


      • Dental care
      • Normal pregnancy and childbirth
      • International Travel Plan
       
      Prestige

      Our Prestige corporate international health insurance plan provides cover for diagnosis, medical care and eligible treatment.

      If you want to extend your cover to include dental care, choose our Dental care option.

       
      • Hospital charges and consultant fees – as a day-patient or in-patient
      • Consultations, diagnostic tests, psychiatric treatment, physiotherapy and vaccinations as an out-patient (up to £5,000 a year)
      • Surgery
      • Cancer treatment and palliative cancer care
      • Brain and body scans, including CT, MRI and PET scans
      • Full cover for long-term (chronic) conditions
      • Annual health check
      • International Travel Plan
      • Hospital at home – intravenous chemotherapy and antibiotics in your own home
      • Normal pregnancy and childbirth
      • Emergency cover for out of area – as a day-patient or in-patient
       

      Prestige optional extra

      If you’d like to add this, please refer to Need any help? on the right of this page for ways to contact us.


      • Dental care
       
      Prestige Plus

      Our top-of-the-range international medical insurance plan provides gold-standard cover.

       
      • Hospital charges and consultant fees
      • Surgery
      • Cancer treatment
      • Brain and body scans, including CT, MRI and PET scans
      • Annual health check
      • Routine dental
      • Full cover for long-term (chronic) conditions
      • Palliative care
      • International Travel Plan
      • Hospital at home – intravenous chemotherapy and antibiotics in your own home
      • Normal pregnancy and childbirth
      • Emergency cover for out of area - as a day-patient or in-patient
      • HIV and AIDS treatment
       

      Choose how to cover existing medical conditions

      If you’re looking to cover more than five employees, you can choose to have their medical history ignored. This means they can claim for any condition that they either have at the moment or have had in the past.

      Choose to have an excess

      To bring your premium down, you can choose to add an excess. The higher the excess, the lower your price. Choose from our five levels of excess:

      £100 €125 $160
      £250 €320 $400
      £500 €640 $800
      £1,000 €1,275 $1,600
      £2,000 €2,550 $3,200

      You only pay the excess if you make any claims that we cover, and you only pay it once per person in each membership year.

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