To bring your premium down, you can choose to add an excess. The higher the excess, the lower your price. Choose from our five levels of excess:
| £100 |
€125 |
$160 |
| £250 |
€320 |
$400 |
| £500 |
€640 |
$800 |
| £1,000 |
€1,275 |
$1,600 |
| £2,000 |
€2,550 |
$3,200 |
You only pay the excess if you make any claims that we cover, and you only pay it once per person in each membership year.