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Deciding on the right marine health insurance cover for you

marine lifejacketWhether your workplace is a yacht or an industrial vessel, it could be disastrous if you became ill or had an injury at sea.

With our marine international health insurance, we'll cover the cost of getting you back to shore, so you can get the medical expertise and treatment you need.

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Choose your area of cover

We have two areas of cover from you to choose from. Whichever area of cover is selected, you can receive medical treatment not only in your country of residence, but also in any other country within the chosen area of cover.

  • Worldwide
  • Worldwide excluding USA
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Choose your level of cover

Standard

  • Hospital charges and consultant fees – as a day-patient or in-patient
  • Surgery
  • Cancer treatment
  • Brain and body scans, including CT, MRI and PET scans
  • Emergency cover for out of area – as a day-patient or in-patient

Our low-cost marine international health insurance plan gives you cover for treatment and care when you’re admitted to hospital as a day-patient or in-patient.

If you want to extend your cover to include hospital appointments or consultations, choose our Out-patient treatment add-on.

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What's not covered

Standard optional add-ons

  • Out-patient treatment
  • International Travel Plan

If you’d like to add one of these, please refer to Any questions? on the right of this page for ways to contact us.

Comprehensive

  • Hospital charges and consultant fees – as a day-patient or in-patient
  • Surgery
  • Consultations, diagnostic tests, psychiatric treatment, physiotherapy and vaccinations as an out-patient (up to £3,000 a year)
  • Cancer treatment
  • Brain and body scans, including CT, MRI and PET scans
  • Full cover for long-term (chronic) conditions
  • Hospital at home – intravenous chemotherapy and antibiotics in your own home
  • Emergency cover for out of area – as a day-patient or in-patient

Our most popular marine medical insurance plan provides essential cover for medical care and treatment.

If you want to extend your cover to include dental care, choose our Dental care add-on.

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What's not covered

Comprehensive optional add-ons

  • Dental care
  • International Travel Plan

If you’d like to add one of these, please refer to Any questions? on the right of this page for ways to contact us.

Prestige

  • Hospital charges and consultant fees – as a day-patient or in-patient
  • Consultations, diagnostic tests, psychiatric treatment, physiotherapy and vaccinations as an out-patient (up to £5,000 a year)
  • Surgery
  • Cancer treatment and palliative cancer care
  • Brain and body scans, including CT, MRI and PET scans
  • Full cover for long-term (chronic) conditions
  • Annual health check
  • Hospital at home – intravenous chemotherapy and antibiotics in your own home
  • Routine pregnancy costs
  • Emergency cover for out of area – as a day-patient or in-patient

Our Prestige marine international health insurance plan provides extensive cover for medical care and treatment.

If you want to extend your cover to include dental care, choose our Dental care add-on.

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What's not covered

Prestige optional add-on

  • Dental care

If you’d like to add this, please refer to Any questions? on the right of this page for ways to contact us.

Prestige Plus

  • Hospital charges and consultant fees
  • Surgery
  • Cancer treatment
  • Brain and body scans, including CT, MRI and PET scans
  • Annual health checks
  • Routine dental
  • Full cover for long-term (chronic) conditions
  • Palliative care
  • Hospital at home – intravenous chemotherapy and antibiotics in your own home
  • Routine pregnancy costs
  • Emergency cover for out of area – as a day-patient or in-patient
  • HIV and AIDS treatment

Our top-of-the-range marine medical insurance plan provides gold-standard cover.

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What's not covered

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Choose to have an excess

To bring your premium down, you can choose to add an excess. The higher the excess, the lower your price. Choose from our five levels of excess:

£100                €125                $160

£250                €320                $400

£500                €640                $800

£1,000            €1,275            $1,600

£2,000            €2,250            $3,200

You only pay the excess if you make any claims that we cover, and you only pay it once in each membership year.