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Getting the right international health insurance for you and your family

gingerbread (210px wide)Whether you're relocating overseas or living abroad temporarily, it can be difficult or stressful to get the right medical help if you have an accident or become ill - especially if you live in an area with very basic medical facilities.

Our international healthcare plan gives you the reassurance that you and your loved ones can get the medical treatment and care you need - wherever you are in the world. And with our range of different plans, you can choose the cover you need at a price that suits you.

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Choose your area of cover

We have two areas of cover from you to choose from. Whichever area of cover is selected, you can receive medical treatment not only in your country of residence, but also in any other country within the chosen area of cover.

  • Worldwide
  • Worldwide excluding USA
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Choose your level of cover

Standard

  • Hospital charges and consultant fees – as a day-patient or in-patient
  • Surgery
  • Cancer treatment
  • Brain and body scans, including CT, MRI and PET scans
  • Emergency cover for out of area – as a day-patient or in-patient

Our low-cost international medical insurance plan gives you cover for treatment and care when you’re admitted to hospital as a day-patient or in-patient.

If you want to extend your cover to include hospital appointments or consultations, choose our Out-patient treatment add-on.

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What's not covered

Standard optional add-ons 

  • Out-patient treatment
  • International Travel Plan

If you’d like to add one of these, please refer to Any questions? on the right of this page for ways to contact us.

Comprehensive

  • Hospital charges and consultant fees – as a day-patient or in-patient
  • Surgery
  • Consultations, diagnostic tests, psychiatric treatment, physiotherapy and vaccinations as an out-patient (up to £3,000 a year)
  • Cancer treatment
  • Brain and body scans, including CT, MRI and PET scans
  • Full cover for long-term (chronic) conditions
  • Hospital at home – intravenous chemotherapy and antibiotics in your own home
  • Emergency cover for out of area – as a day-patient or in-patient

Our most popular international health insurance plan provides essential cover for medical care and treatment.

If you want to extend your cover to include dental care, choose our Dental care add-on.

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What's not covered

Comprehensive optional add-ons

  • Dental care
  • International Travel Plan

If you’d like to add one of these, please refer to Any questions? on the right of this page for ways to contact us.

Prestige

  • Hospital charges and consultant fees – as a day-patient or in-patient
  • Consultations, diagnostic tests, psychiatric treatment, physiotherapy and vaccinations as an out-patient (up to £5,000 a year)
  • Surgery
  • Cancer treatment and palliative cancer care
  • Brain and body scans, including CT, MRI and PET scans
  • Full cover for long-term (chronic) conditions
  • Annual health check
  • Hospital at home – intravenous chemotherapy and antibiotics in your own home
  • Routine pregnancy costs
  • Emergency cover for out of area – as a day-patient or in-patient

Our Prestige international health insurance plan provides extensive cover for medical care and treatment.

If you want to extend your cover to include dental care, choose our Dental care add-on.

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What's not covered

Prestige optional add-on

  • Dental care

If you’d like to add one of these, please refer to Any questions? on the right of this page for ways to contact us.

Prestige Plus

  • Hospital charges and consultant fees
  • Surgery
  • Cancer treatment
  • Brain and body scans, including CT, MRI and PET scans
  • Annual health check
  • Routine dental
  • Full cover for long-term (chronic) conditions
  • Palliative care
  • Hospital at home – intravenous chemotherapy and antibiotics in your own home
  • Routine pregnancy costs
  • Emergency cover for out of area – as a day-patient or in-patient
  • HIV and AIDS treatment

Our top-of-the-range international medical insurance plan provides gold-standard cover.

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What's not covered

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Choose to have an excess

To bring your premium down, you can choose to add an excess. The higher the excess, the lower your price. Choose from our five levels of excess:

£100                €125                $160

£250                €320                $400

£500                €640                $800

£1,000            €1,275            $1,600

£2,000            €2,250            $3,200

You only pay the excess if you make any claims that we cover, and you only pay it once per person in each membership year.

The benefits of our international health cover

Case management

Personal Case Management

24hr support helpline

24-hour medical info helpline

Emergency assistance

Emergency medical evac and repat

Online servicing

Interpretation service helpline

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